Motoci mafi ƙasƙanci da tsada don inshora

Farashin inshorar mota ya dogara da kera da ƙirar motar ku. Honda Odyssey shine mafi arha kuma Dodge Viper shine mafi tsada don inshora.

Lokacin da ya zo lokacin siyan sabuwar mota, abu mafi mahimmanci ga yawancin mutane yawanci farashi ne. Amma MSRP akan sitika na taga ba shine kawai abin da za a yi la'akari da lokacin zabar farashi ba. Gaskiyar ita ce, akwai abubuwa da yawa da za a yi la'akari da su lokacin ƙayyade ƙimar mota. Haka ne, farashin tallace-tallace shine mafi mahimmanci, amma farashin kulawa, ingancin man fetur da farashin inshora kuma suna taka muhimmiyar rawa.

Mutane da yawa suna tunanin cewa farashin inshora yana shafar shekarun direba da ƙwarewar tuƙi ne kawai. Koyaya, abin hawa kanta yana taka rawa sosai wajen ƙididdige farashin inshorar ku. Motocin da ke da ƙima mai girma na aminci kuma ba a yawanci tuƙi mai ƙarfi ko sauri suna da mafi ƙarancin ƙimar inshora. Ba abin mamaki ba ne cewa motocin wasanni da sauran motocin da ke ƙarfafa tuƙi gaba suna da mafi girman kuɗin inshora. Kamfanonin inshora suna da bayanan da ke nuna yadda motoci daban-daban ke shiga cikin haɗari da kuma yadda haɗarin ke da tsanani. Kamfanonin inshora suna amfani da wannan bayanan don ƙayyade adadin da farashin inshora.

Duk da yake farashin inshora mai yiwuwa ba zai zama abin da za ku yanke shawarar lokacin zabar sabuwar mota ba, tabbas yana da daraja la'akari kuma zai iya taimaka muku lokacin da kuke kan shinge game da zaɓar mota. Yin amfani da bayanai daga Insure.com, ga motoci biyar mafi arha kuma biyar mafi tsada don inshora a cikin 2016.

Biyar daga cikin mafi araha motoci don inshora

Duk motocin da ke cikin wannan jerin suna da ƴan abubuwan gama gari: suna da ingantaccen rikodin aminci, suna da amfani sosai, kuma suna da araha, ma'ana kamfanin inshora ba zai biya komai ba idan motar ta lalace.

Kawasaki Odyssey

Honda Odyssey yana kan gaba a jerin tare da matsakaicin farashin inshora na $ 1,113 a kowace shekara. Akwai dalilai da yawa na wannan, babban ɗayan shine ƙimar Odyssey's 5-star National Highway Traffic Safety Administration (NHTSA). A matsayin ƙaramin mota, Odyssey galibi iyaye ne tare da yara a ja, wanda kusan koyaushe yana haifar da tuƙi mai aminci. A takaice dai, motar Honda Odyssey ba ta shiga hatsarori sau da yawa, kuma idan ta faru, yawancin lalacewa ba su da yawa.

Kawasaki CR-V

Ba abin mamaki ba ne cewa Honda ya ɗauki manyan wurare biyu a wannan jerin. An san Hondas don kasancewa masu amfani, aminci da motocin iyali masu ban mamaki. Kamar Odyssey, CR-V mota ce ta yawanci mallakar direbobi masu alhakin (sau da yawa iyaye), kuma tana da ƙimar NHTSA 5-star. SUVs ['babban izinin ƙasa kuma gabaɗaya nauyi mai nauyi ya sa su amintattun motocin tuƙi, wanda shine dalilin da yasa ƙimar tauraro 5 na SUV ke tafiya mai nisa.

Dodge Grand Caravan

Dodge Grand Caravan yana kama da Honda Odyssey, kuma farashin inshora ya nuna wannan. Karamar mota mai araha galibi mallakar amintattu ne, iyalai masu alhaki, kuma ƙimar NHTSA mai tauraro 4 ta sa ya zama abin hawa mai aminci. Sassan maye gurbin motocin Dodge sun kasance masu araha sosai, yana sa su ƙasa da tsada don masu insurer don gyarawa, wanda kuma shine dalilin da yasa Grand Caravan ya sanya shi cikin wannan jerin.

Jeep Patriot

Idan ya zo ga damar SUV da aminci, yana da wuya a sami sulhu mai kyau kamar Jeep Patriot, wanda ya haɗu da ƙimar NHTSA 4-star tare da MSRP na ƙasa da $ 18,000. Ga waɗanda suke son SUV mai araha tare da ƙimar inshora mai girma, Patriot shine zaɓi mai kyau.

Jeep Wrangler

Jeep Wrangler ba shi da babban ƙimar aminci ta NHTSA kamar sauran motocin da ke cikin wannan jerin, amma akwai wasu abubuwan da ke ba da gudummawa ga ƙarancin ƙimar inshora. Motar da babura da kuma gine-gine masu rugujewa suna daga cikin fa'idodin aminci na SUV a sama, kuma kasancewarta shahararriyar abin hawa da Amurka ke yi mara tsada, yana da araha sosai don gyarawa idan wani hatsari ya faru.

Motoci biyar mafi tsada don inshora

Motocin da ke cikin wannan jerin suna da tsada sosai don haka tsadar gyarawa. Yawancinsu an kera su ne don yin tuƙi da sauri, shi ya sa suka fi yin haɗari fiye da sauran motoci.

Dodge viper

Motar da ta fi tsada don inshora (ban da ƙayyadaddun hypercars) a cikin 2016 ita ce Dodge Viper, tare da ƙimar shekara ta wuce $ 4,000. Viper yana ɗaya daga cikin motocin da suka fi dacewa a kasuwa: yana da tarin ƙarfi da haɓakawa, amma yana samuwa ne kawai tare da watsawar hannu kuma ba shi da ikon sarrafa motsi gaba ɗaya. Wannan haɗin haɗari ne ga yawancin direbobi. Ƙara injin V10 na bespoke mai tsada don gyarawa kuma kuna da mota mai tsada don inshora.

Mercedes-Benz SL65 AMG

Mercedes-Benz SL65 AMG mota ce ta alfarma mai tsadar gaske, wacce ke sanya ta kai tsaye a cikin babban sashin farashi idan ta zo batun inshora. Yana daya daga cikin masu iya canzawa cikin sauri akan kasuwa tare da ingin V12 na zamani da aka gina da hannu wanda ke samar da karfin dawakai sama da 600. Haɗuwa da keɓancewa da aiki yana nufin cewa idan ya shiga cikin ko da ƙaramin haɗari, zai kashe kamfanonin inshora kuɗi mai kyau don nemo sassan maye gurbin, wanda zai haifar da ƙimar inshora mafi girma.

Mercedes-Maybach S600

Mercedes-Maybach S600 ita ce mafi kyawun Mercedes sedan. An rufe shi da chrome da fata kuma yana da jiki na musamman wanda ba a samo shi akan wasu samfuran Mercedes ba. Wannan ya sa gyaran gyare-gyare ya yi tsada sosai, kuma injin V12 da ke ƙarƙashin murfin na iya haifar da matsala ga direbobi.

Mercedes-Benz AMG S63

Ba abin mamaki ba ne cewa akwai Mercedes-Benzes guda uku a cikin wannan jerin. Tare da irin waɗannan manyan motoci masu tsada da tsada, ko da ƙaramin ƙura ko ƙwanƙwasa na iya yin tsada sosai, don haka kamfanonin inshora sun ƙara caji don tabbatar da cewa za a iya rufe duk gyare-gyaren yadda ya kamata.

Porsche Panamera Turbo S Executive

Babban Panamera Turbo S yana kawo shekarun shekarun da Porsche yayi na gogewar tsere cikin babbar sedan alatu. Tare da farashin dillalan da aka ba da shawarar sama da $200,000, kowane lalacewa yana da tsada sosai. Tare da alkaluman wasan kwaikwayon da ke fafatawa da keɓaɓɓun motocin motsa jiki, Panamera Turbo S Executive galibi direbobi ne masu kishi waɗanda ke ƙoƙarin tura shi iyaka, amma suna iya gano cewa kawai saboda suna iya ba shi ba yana nufin suna da ƙwarewar kiyaye ta ba. karkashin iko.

Akwai halaye da yawa waɗanda zasu iya shafar farashin inshorar abin hawa. Farashin inshora ba yawanci shine mafi mahimmancin al'amari akan jerin abubuwan siyan mota na kowa ba, amma kamar yadda lissafin nan ya nuna, shima ba ya da wani tasiri. Don haka a duk lokacin da ka sayi sabuwar mota ko da aka yi amfani da ita, yi la’akari da yuwuwar farashin inshora, kuma kana iya son samun duban siyan da aka riga aka yi daga ƙwararrun ƙwararru.