Darajar kamfanonin inshora ta OSAGO a cikin 2014/2015

Samun tsarin OSAGO ya kasance sharadi na tilas tun 2002. Tun daga wannan lokacin, kusan dukkanin masu ababen hawa suna shan azaba da tambaya iri ɗaya - tare da kamfanin inshora don sanya hannu kan yarjejeniya kan inshorar abin alhaki.

A matsayinka na mai mulki, masu ababen hawa suna kula da waɗannan abubuwan:

• gaggawa wajen biyan diyya;
• ingancin sabis;
• sake dubawa akan Intanet, sake dubawa na abokai da abokan aiki;
• yawan kwastomomin kamfanin.

A baya can, akwai kuma irin wannan factor a matsayin kudin na manufofin, amma a yau ya rasa dacewar, tun da akwai wani ƙayyadadden farashi, wanda ga direban da aka ba zai zama daidai a kowane kamfani na inshora a Rasha.

Mun riga mun rubuta akan shafukan tashar mota ta Vodi.su game da yadda aka ƙirƙiri farashin manufar OSAGO.

Akwai hukumomi da yawa a Rasha waɗanda ke kimanta ayyukan kamfanonin inshora da yin ƙima:

• Masanin RA - la'akari da labarin kasa na aiki, adadin babban birnin, yawan abokan ciniki, da kuma yawan yanke shawara mai kyau da mara kyau;
• Hukumar kididdiga ta kasa “NRA” tana tantance kamfanonin da suka amince su bude damar samun bayanai game da ayyukansu, ta la’akari da yuwuwar cika hakkinsu ga abokan hulda.

Wadannan hukumomin suna ci gaba da canza kimar su yayin da kamfanoni da yawa ke fuskantar matsalar kudi a cikin mawuyacin halin tattalin arziki a yau kuma an tilasta musu tsaurara sharuddan kwangila.

Kasance kamar yadda zai yiwu, amma 2015 yana kusa da kusurwa, kuma masu gyara na Vodi.su suna so su raba tare da masu karatu bayanai don 2014 - wanda kamfanoni ke cikin mafi aminci dangane da biyan kuɗi na OSAGO. Wataƙila wannan bayanin zai taimaka maka yanke shawara mai kyau.

Mafi kyawun kamfanonin inshora a OSAGO 2014 - farkon 2015

1. Da farko dai kamfanin gwamnati ne “Rosgosstrakh".

Kamfanin ne ke matsayi na farko wajen juyar da kudade. An kiyasta ribar net a cikin biliyoyin rubles, kuma adadin kuɗin inshora ya kai 50 biliyan rubles. Kamfanin koyaushe yana ba da sabbin ayyuka: aikace-aikacen kan layi, isar da manufofin zuwa ofis, yana amfani da ayyukan sa fiye da 20 miliyan Rasha.

2. Wuri na biyu don IC "RESO-Garantia".

A cikin 2012, kamfanin ya mamaye Rosgosstrakh dangane da adadin kuɗin inshora na shekara. Har zuwa yau, bai isa wurin farko ba, duk da haka, yawancin direbobi suna da'awar cewa kamfanin yana da alhakin ayyukansu, abokan ciniki suna da tabbacin biyan kuɗi a cikin kwanaki bakwai.

3. A matsayi na uku shine OSAO "Ingosstrah" - daya daga cikin mafi girma kamfanoni, akai-akai mamaye saman matsayi a kasa ratings. Kamfanin yana cikin jagorori a fannin biyan inshora a 2009-2010. IC tana ba da cikakkiyar sabis na inshora, wanda yawancin mazaunan Rasha suka yaba, suna ba da Ingosstrakh mafi mahimmanci - rayuwa, dukiya, motoci.

4. Kungiyar Inshora "MSK" - wuri na hudu.

Kamfanin yana nuna haɓaka mai kyau tun daga 2009. A cikin 2010, Spasskiye Vorota ya haɗu a cikin tsarinsa, wanda kuma ya zama ƙarin haɓaka don cimma irin waɗannan manyan matsayi. Ressan MSK suna aiki a duk faɗin Rasha, wanda ke ba da damar duk Rashawa ba tare da togiya ba don amfani da ayyukan sa.

5. Manyan biyar kuma sun haɗa Kamfanin Inshorar Soja - VSK.

Ɗaya daga cikin fa'idodin wannan ƙungiyar shine garantin biyan diyya na OSAGO a cikin kwanaki biyar.

Madadin kima

Ya kamata a lura cewa lokacin da aka tattara ƙimar da ke sama, an yi la'akari da yanayin kuɗi na kamfanin, da farko. Koyaya, akwai wasu ƙima waɗanda galibi suna la'akari da sake dubawa na abokin ciniki.

Ɗaya daga cikin waɗannan ƙimar yana kama da wannan:

• Rosgosstrakh;
• Alfa inshora;
• Ingosstrakh;
• Yarjejeniyar;
• Inshorar Renaissance.

Su kuma malamai masu zuwa sun tabbatar da amincinsu:

• Ural SIB;
• Inshorar VTB;
• YI;
• Ƙungiya;
• Max.

Tabbas, gaskiyar cewa kamfani yana da matsayi mai girma a cikin ƙimar Rasha duka ba zai iya zama garantin cewa ba za a sami abokan cinikin da ba su gamsu ba. Amma, kamar yadda muka riga muka rubuta a kan misalin VTB-24 mota lamuni reviews, sau da yawa abokan ciniki sha wahala ba saboda kamfanin da ake zaton sharri da kuma m game da ayyukansu, amma saboda su da kansu ba su dame su zauna da hankali karanta kwangila .

Sanin hakkoki da wajibai shine garantin samun diyya akan lokaci da cikakke.

Ana lodawa…