Bukatun inshora don yin rijistar mota a Kansas
Jihar Kansas na buƙatar duk direbobi su sami abin alhaki na mota ko inshorar "alhakin kuɗi" don sarrafa abin hawa bisa doka da riƙe rajistar motar.
Mafi ƙarancin buƙatun abin alhaki na kuɗi don direbobi a ƙarƙashin dokar Kansas sune kamar haka:
Mafi ƙarancin $25,000 ga kowane mutum don rauni ko mutuwa. Wannan yana nufin kuna buƙatar samun aƙalla $50,000 tare da ku don rufe mafi ƙarancin adadin mutanen da ke cikin hatsari (direba biyu).
Mafi ƙarancin $10,000 don lamunin lalacewar dukiya
Mafi ƙarancin $25,000 ga kowane mutum don rashin inshora ko abin alhaki na direban mota. Wannan yana nufin kuna buƙatar samun aƙalla $50,000 tare da ku don rufe mafi ƙarancin adadin mutanen da ke cikin hatsari (direba biyu).
Wannan yana nufin jimlar mafi ƙarancin abin alhaki na kuɗi da za ku buƙaci shine $110,000 don ɗaukar rauni na mutum, lalacewar dukiya da inshorar abin alhaki ko rashin inshorar abin hawa.
Sauran inshora da ake buƙata
Baya ga nau'ikan inshorar abin alhaki da aka jera a sama, dokar Kansas na buƙatar kowace manufar inshora ta haɗa da inshorar rauni na mutum wanda ya dace da mafi ƙarancin ƙima:
$4,500 na kuɗaɗen jinya da aka yi sakamakon hatsarin mota.
$4,500 don gyarawa sakamakon hatsarin mota.
$2,000 don jana'izar ko jana'izar sakamakon hatsarin mota.
$10,800 ($900 a kowane wata na shekara ɗaya) idan nakasassu da asarar kuɗin shiga
$25 kowace rana don ayyukan cikin gida da ake buƙata don gyarawa
Irin wannan inshora yana tabbatar da cewa inshorar ku yana rufe farashin raunin ku. Wannan yana da mahimmanci saboda Kansas jiha ce mara laifi, wanda ke nufin cewa inshorar ɗayan ba zai rufe raunin jikin ku ba idan kun jawo shi.
Tabbacin inshora
Duk direban da ke tuka motar da ke Kansas dole ne ya ɗauki takardar shaidar inshora. Dole ne ku nuna shaidar inshora bisa buƙatar ɗan sanda da kuma wurin da wani hatsari ya faru da ku. Ana kuma buƙatar tabbacin inshora don yin rijistar abin hawa tare da DMV.
Tabbacin yarda da ɗaukar inshora ya haɗa da:
Katin inshora daga kamfanin inshora mai izini
Takaddun shaida na inshorar kai
Tabbacin SR-22 na Haƙƙin Kuɗi wanda ke tabbatar da cewa kana da inshora kuma yawanci ana buƙata daga direbobi waɗanda aka dakatar da lasisin su a baya don tuƙi ko wasu zarge-zarge na tukin ganganci.
Hukunce-hukuncen cin zarafi
Idan kun kasa nuna shaidar inshora lokacin da jami'in tilasta doka ya bukace ku a lokacin da ake tasha ko a wurin da wani hatsari ya faru, kuna iya fuskantar tara mai tsanani a Kansas:
$1,000 mafi ƙarancin tara da kuma yiwuwar ɗaurin kurkuku har zuwa watanni shida don laifin farko.
Ƙarin cin zarafi na iya haifar da mafi ƙarancin tarar $2,500 da kuma dakatar da lasisin abin hawa da rajista.
Wataƙila za ku biya kuɗin dawo da ku don sake yin rijistar abin hawan ku nan gaba.
Don ƙarin bayani, tuntuɓi Ma'aikatar Kuɗi ta Jihar Kansas ta gidan yanar gizon su.
