Shin yakamata mu yi taka tsantsan game da Mutuelle des Motards?

Mutuelle des Motards tabbas kamfani ne na inshora wanda ya ƙware a kan babura da masu kafa biyu, wanda ya fi shahara tsakanin masu kekuna. Tabbas, ba kamar sauran masu insurer ba, Mutuelle des Motards yana da fa'idodi da yawa:

• Inganci daidai farashin.
• Tallafi mai sauri da inganci, ko kuna da laifi ko a'a.
• Sabis na Faransa na musamman tare da lambar kyauta.
• Assurance ta rufe amfani da waƙa ba da gangan ba.

Koyaya, ma'auni mafi mahimmanci ga mutane da yawa yayin kwatanta masu insurer da yawa shine farashi. Babur abin jin daɗi ne wanda ke da tsada don siye, kulawa kuma, sama da duka, inshora! Abubuwan da aka lura, ba shakka, sun yi kama da masu motsa jiki. Sakamakon haka, yawancin masu kekuna suna kwatanta farashin tsarin inshora daga Mutuelle des Motards, AMV, MACIF da ƙari mai yawa. Don taimaka mana kwatanta farashi, masu insurer suna ba da lissafin ƙididdiga ta kan layi wanda zai sanar da mu ƙimar ƙimar bisa ga mai ƙafa biyu da tarihin tuƙi.

Don haka me yasa zamu yi taka tsantsan da Mutuelle des Motards?

Farashi masu jan hankali ga sabbin abokan ciniki da kwangila

Lokacin kwaikwayo na ƙima don sabon kwangilar inshoraMutuelle des Motards (AMDM) yana da ƙima mai kyau. Ko AMDM yana fitowa gaba tare da ƙaramin farashin farashi fiye da gasa, a cikin wannan yanayin sau da yawa ana yin zaɓin cikin sauri. Ko dai muna magana ne game da adadin AMV ko Direct-Assurance, a cikin wannan yanayin ingancin sabis yana da mahimmanci, kuma mun yarda mu biya ɗan ƙari don mafi kyawun kariya.

Don haka, inshorar haɗin gwiwa na motar kart yana ba da: farashi mai kyau ga sabbin abokan ciniki da sabbin kwangila... Babu abin da za ku yi korafi a nan!

Farashi mafi girma ga abokan cinikin da ke akwai da kwangila

Amma monthsan watanni bayan fara kwangilar inshora, Inshorar Motar Motual (AMDM) yana aika wa masu riƙe da manufofin sanarwar ƙarewar sabuwar shekara, wanda ke gudana daga 1 ga Afrilu zuwa 31 ga Maris na kowace shekara. Kuma ga abin mamaki a matakin farashin: A matsayin abokin ciniki na yanzu wanda ke da kwangilar yanzu tare da AMDM, kuna biyan fiye da sabon abokin ciniki!

Lallai, AMDM yana fifita sabbin abokan ciniki akan waɗanda ake da su, yana ba da ƙarancin farashi akan sa hannun kwangila fiye da sabuntawa.

Ga misali mai sauƙi don kwatanta muku waɗannan kalmomin, yana da alaƙa da halin da nake ciki:

1. Ina da babur na baya -bayan nan da aka yi wa rajista a farkon 2017. Wannan hanya ce ta 1000cc Yamaha.
2. Na biya kusan Yuro 1050 a shekarar farko.
3. Ina samun sanarwar da ta dace cewa a cikin sabuwar shekara adadin da za a biya zai zama iri ɗaya, wato Yuro 1050.

Matsalar ita ce a lokaci guda:

• Na haɓaka kari daga 0,76 zuwa 0,72. Wannan ƙarin kari ne na 4%.
• Keken nawa ya ɗauki shekara guda don haka ƙimarsa ta ragu. Haka kuma, tun daga shekarun farko, ƙimar ta ragu sosai.

Idan na karɓi kari mafi girma kuma ƙimar babur ɗina ta faɗi, amma na biya adadin daidai, yana nufin na biya ƙarin inshora na bana fiye da na bara.

Ƙarin farashin idan aka kwatanta da jadawalin 2021, duk da ƙuntatawa

A cikin 2020, duk masu kekuna na Faransa sun saba da su hana zirga -zirga a cikin watanni 3 na farko na ɗaurin kurkuku... Don haka, yawancin masu amfani da abin hawa masu ƙafa biyu suna barin abin hawan su a cikin gareji don su iya tuka shi. Haka yake da masu ababen hawa. Sakamakon haka, adadin mace -macen hanyoyi da hadurran hanya zai ragu a shekara ta 2.

A hankalce, yakamata a sami ƙarancin haɗari da mace -mace. fassara zuwa tanadi don inshora... Don hasashen waɗannan tanadi, wasu kamfanonin inshora, kamar AMV, sun yi wa masu hannun jarinsu hanzari ta hanyar yanke kuɗinsu na watanni da yawa a tsare. Wasu, kamar Mutuelle des Motards, sun ba da sanarwar cewa za a lura da tasirin waɗannan tanadin a cikin lokacin 2021.

Daga ƙarshen Fabrairu 2021, Mutuelle des Motards ya fara aika wa da masu ƙaddararsa har zuwa 2021. Kuma abin ban haushi ganin farashin ya tashi ga mafi yawan masu mallakar siyasa. A lokaci guda, motar ta ragu, kari ya ƙaru, kuma mun makale tsawon watanni 3 masu tsawo ... Lokacin da muka sanya waɗannan abubuwan daban -daban a cikin hangen nesa, za mu iya cancanci wannan ƙimar farashin a matsayin babban haɓaka. Daga dubun Tarayyar Turai kowace shekara zuwa ɗari da yawa, gwargwadon yanayin ku.

Amma to ta yaya za a bayyana cewa masu amfani da manufofin da ba su tuka babur ɗin su na tsawon watanni 3 a 2020, wato, kwata na shekara ko sama da haka, lokacin da ƙafafun ƙafa biyu suka dawo, za su ga ƙimar su ta ƙaru cikin shekaru 2? A zahiri, Mutuelle des Motards yana da shari'ar mai tsada sama da Euro miliyan 2021 a matsayin diyya, wanda ya iyakance tasirin ƙuntatawa na 'yanci.

Kuma sama da duka, abubuwan da aka tanada an yi niyya ne don saka hannun jari na kuɗi, wanda ƙimarsa ta faɗi sosai dangane da rikicin na yanzu. Saboda haka, masu insurers dole ne su cika kudaden AMDM saboda rikicin kuma, bari mu ce, saboda rashin kulawa da tanadi.

Kwatanta farashin AMDM don sabon abokin ciniki.

Kuna iya bincika wannan cikin sauƙi ta hanyar kwatanta kuɗin da aka nuna a cikin sanarwar kwanan wata don lokacin 01 zuwa 04 da kwaikwayon farashin sabon kwangilar a https: //montarifenligne.mutuelledesmotards. Fr / intanet / farashi / lissafi.

A wurina, bambancin yana tsakanin Yuro 100 zuwa 150 a shekara. Wanda yake da mahimmanci ga kwangilar babur.

To me ya kamata ku yi?

Inshorar Motar Mutual (AMDM) yana ba da wannan tsarin farashin wanda ke amfanar sabbin abokan ciniki a farkon shekarar. Don haka, kuna da zaɓi tsakanin:

• Yarda ku biya ƙarin saboda kun kasance abokin ciniki na yau da kullun kuma kuna farin ciki da ayyukan wannan mai insurer mai ƙafa biyu.
• Tuntuɓi AMDM don neman alamar kasuwanci. Ofishin yankin ne ya yanke wannan shawarar, wanda zai dauki kusan mako guda.
• Soke kwangilolinku na yanzu waɗanda ke shirin ƙarewa kuma ku sake buɗe su ta gidan yanar gizon Mutuelle des Motards.

Da kaina, na yanke shawarar dakatar da kwangiloli biyu don buɗe sababbi biyu. Ba tsada ko tara ba, amma kwatsam ba na tara girma don samun ragi.

Don sokewa, abin da kawai za ku yi shine ku ba da amsa ga wasiƙar ƙarewar a cikin kwanaki 20 na daftarin da aka aiko, tare da alamar da aka yi amfani da ita azaman shaida. Dole ne a aiko da buƙatun ƙarewa ta wasiƙar rajista zuwa adireshin mai zuwa:

Jin kyauta don kwatanta ƙimar sauran masu inshora don nemo inshorar babur a mafi kyawun farashi: