Yadda ake gano nawa ne kudin mallakar mota

Ɗaya daga cikin manyan kashe kuɗi shine sufuri. Shi ne yadda ake zuwa daga gida zuwa aiki, zuwa makaranta, zuwa kantin sayar da kayayyaki ko kuma zuwa sinima, kuma yana kashe ku kuɗi. Shin kun taɓa ƙididdige nawa ake kashewa don sarrafa motar ku?

Ƙididdigar kuɗin tafiyar da motar ku babban ra'ayi ne don taimakawa wajen lura da kuɗin ku. Akwai abubuwa a cikin wasan da ƙila ba za ku yi la'akari da su ba banda biyan kuɗin motar ku, kamar:

• Kudin mai a gidan mai
• Kudaden inshora
• Kudin kulawa da gyarawa
• Kudin yin kiliya
• Kudin rajista

Lamunin motar ku ko biyan hayar ku ba gaskiya ba ne na farashin tuƙi domin yana iya bambanta sosai dangane da zaɓin motar ku, adadin kuɗin da kuka biya, da masu canji kamar raguwa da yanayin, don haka ba za a haɗa shi a ciki ba. lissafin.

Za ku koyi yadda ake raba kuɗin tuƙi da kuɗin kowace rana da farashin kowace mil. Wannan zai iya taimaka maka gano nawa za ku iya biyan kuɗin mota, haya, ko wasu kuɗin wata-wata.

Sashe na 1 na 5: Ƙayyade Farashin Man Fetur

Mataki 1: Cika tanki da man fetur. Cika tanki tare da man fetur mai yawa kamar yadda ake buƙata don yin rike a kan famfo tashar mai dannawa.

• Kar a cika tanki kuma kar a zagaya zuwa dala mafi kusa.

• Wannan shine matakin tushen man fetur don duk lissafin ku.

Mataki 2. Lura da karatun odometer.. Rubuta karatun odometer kafin ku bar famfon mai don kada ku manta kuma ku rubuta lambar da ba ta dace ba daga baya.

• Bari mu dauki mil 10,000 a matsayin misali.

Mataki na 3: Yi tuƙi akai-akai har sai lokacin sake cikawa yayi. Don mafi girman ƙididdiga, yi amfani da aƙalla tankin mai ¾. Ta wannan hanyar, abubuwan da ba su da kyau kamar rashin aiki na dogon lokaci sun fi dacewa da matsakaici.

Mataki na 4: Cika tanki. Firamare kuma kamar yadda yake a mataki na 1 ba tare da kunna sama ba bayan an kashe famfo.

Mataki na 5: Rubuta bayanin kula. Ka lura da adadin galan da aka cika da man fetur, farashin galan da aka cika, da kuma karatun oda na yanzu.

• Yi amfani da cikakken lamba akan famfo, gami da duk lambobi bayan ma'auni na goma, don mafi daidaiton lissafi.

• Rasidin gidan mai zai kuma nuna adadin galan.

Mataki na 6: Lissafin Nisa. Rage karatun odometer na farko daga karatun odometer na ƙarshe.

• Wannan ita ce tazarar da kuka yi tsakanin gidajen mai.

• Bari mu ɗauki adadin ƙididdiga na mil 10,400 azaman karatun odometer ɗinku na biyu na mai.

• 10,400 10,000 a debe 400 daidai mil XNUMX akan tanki guda.

Mataki na 7: Yi ƙididdige Ƙarfi. Raba karatun odometer da adadin galan da kuka yi amfani da su akan cika na biyu.

• Wannan lissafin zai ba ku ingantaccen mai na abin hawan ku don wannan mai.

• A ce kun sayi galan 20 na man fetur a gidan mai na biyu.

• mil 400 da aka raba da galan 20 yayi daidai da mil 20 akan galan.

Mataki na 8: Ƙididdige farashin kowane mil. Raba kudin man galan da adadin mil a galan.

• Misali, idan aka dauka cewa kowane galan man fetur na hasashen farashin $3, raba shi da mil 20.

• Farashin man fetur ɗin ku shine $15 kowace mil.

• Ayyuka: Bibiyar amfani da mai da tattalin arzikin man fetur bayan cika 3 ko fiye don samun ingantacciyar matsakaiciyar farashin mai a kowane mil. Gudun tafiya lokaci-lokaci, yawan tuƙin birni, ko doguwar tafiye-tafiye na iya karkatar da haƙiƙanin halayen tuƙi.

Mataki na 9: Lissafin kuɗin man fetur na wata-wata. Kula da adadin mil da kuke tuƙi a cikin wata na yau da kullun. Yi lissafin matsakaicin farashin man fetur na wata ta hanyar ninka farashin kowane mil da nisan da kuke tuƙi a cikin wata ɗaya.

• Direba na yau da kullun yana tuka mil 1,000 kowane wata.

• Nisan mil 1,000 da aka ninka da centi 15 a kowane mil yana daidai da $150 a farashin mai a wata.

Sashe na 2 na 5. Lissafin farashin inshora, rajista da filin ajiye motoci

Mataki 1: Yi lissafin kuɗi. Shirya daftari don rajistar mota, inshora da filin ajiye motoci.

• Idan kuna da filin ajiye motoci na wata-wata ko na shekara a gida da wurin aiki, yi amfani da duka biyun.

• Ƙara lissafin kuɗin kuɗin shekara-shekara.

• Idan lissafin ku na wata-wata ne, ninka su da 12 don nemo farashin shekara.

• Akwai bambance-bambance masu yawa a cikin farashi ya danganta da nau'in abin hawa da kuke tukawa, amfanin abin hawan ku, da wurin ku.

• A matsayin lambar hasashe, bari mu ce jimlar kuɗin inshora, rajista, da filin ajiye motoci shine $2,400 a kowace shekara.

Sashe na 3 na 5: Lissafin Gyarawa da Kudin Kulawa

Mataki 1. Ƙara lissafin kuɗi. Haɗa lissafin kuɗin gyaran ku da kuɗin kulawa na shekarar da ta gabata.

Mataki na 2: Yi hankali. Haɗa canjin mai, gyare-gyaren taya da maye gurbinsu, gyare-gyaren inji, da duk wani kuɗin dubawa na gwamnati ko fitar da hayaki da kuka biya.

Bincika jadawalin gyare-gyare don takamaiman abin hawa don gano nawa kuɗin da ake kashewa kowace shekara don tafiyar da ita.

A ɗauka cewa jimillar kuɗin gyare-gyaren $1,000 ne a kowace shekara.

Sashe na 4 na 5: Lissafin kuɗin tuƙi na yau da kullun

Mataki 1: Ƙayyade matsakaicin nisan tafiyarku. Nemo matsakaicin nisan mil ɗin ku na wata kuma ku ninka shi da 12.

• Yawancin direbobi suna matsakaicin mil 12,000 a shekara.

Mataki na 2: Ƙididdige jimlar kuɗin man fetur. Ƙirƙirar adadin mil da farashin mil.

• Yin amfani da misalin ku na baya, mil 12,000 wanda aka ninka ta $15 a kowace mil shine $1,800 na man fetur a kowace shekara.

Mataki na 3: Lissafin jimlar. Haɗa rajistar shekara-shekara, inshora da kuɗin ajiye motoci, farashin gyara, da farashin mai na shekara-shekara.

• Misali, $1,000 don gyara, $1,800 na man fetur, da $2,400 don rajista, inshora, da filin ajiye motoci suna daidai da $5,200 a kowace shekara don farashin tuƙi.

Mataki na 4: Yi lissafin kuɗin ku na yau da kullun. Raba kuɗin tuƙi na shekara-shekara da kwanaki 365 na shekara.

• Hasashen ku na tuƙi na yau da kullun shine $14.25 kowace rana.

Sashe na 5 na 5: Ƙididdige farashin mil ɗin tuki

Mataki na 1: Ƙididdige farashin kowane mil. Raba jimlar kuɗin tuƙi na shekara-shekara da adadin mil da kuke tuƙi a cikin shekara guda.

• Idan kuna tafiyar mil 12,000 a kowace shekara kuma kuɗin ku na shekara shine $ 5,200, farashin ku a kowace mil yana tafiya $ 43 kowace mil.

Hakanan zaka iya shigar da takamaiman abin hawan ku cikin jadawalin kulawa na AvtoTachki don gano nawa nawa aikin gyaran motar ku na yau da kullun da tsadar sabis daban-daban. Kayan aiki ne mai amfani don amfani lokacin da kuke yin siyayyar kwatancen kuma kuna son sanin ko mota ɗaya ta fi sauran da kuke la'akari.