Lamunin mota a Sberbank - abokin ciniki reviews. tabbatacce kuma korau feedback.

Babban banki a Rasha shine Sberbank, yana gaba da duk sauran ƙungiyoyin banki ta kowane fanni: yana da mafi yawan rassa a ƙasar, ATMs, kuma, saboda haka, ana ba da babbar adadin mutane a Sberbank.

Mun tattauna batun bashin mota na banki sau da yawa akan Vodi.su kuma yayi magana kai tsaye game da lamunin mota daga Sberbank. Kuma a cikin wannan labarin za mu so mu bincika sake dubawa na abokan ciniki - waɗanda suka riga sun karbi lamunin mota daga wannan banki - watakila wannan labarin zai zama da amfani ga waɗanda suke shirin yin wa kansu kyauta da samun rancen mota.

Tun da farko, mun riga mun bincika ra'ayoyin abokan ciniki na VTB 24, kuma bisa ga wannan, mun yanke shawarar cewa sake dubawa yana da kyau ko mara kyau. Duk da haka, idan muka yi la'akari da ɗaya daga cikinsu, za mu iya ganin hakan An rubuta babban ɓangare na tabbataccen sake dubawa don yin oda - Yarda da cewa wannan talla ce mai kyau. Kuma mafi yawan rashin fahimta sun fito ne daga gaskiyar cewa mutane suna karanta kwangilar ba tare da kula ba, kodayake wasu sake dubawa sun bayyana ainihin yanayin da ke faruwa a cikin al'ummarmu:

• hali mara kyau ga abokan ciniki;
• dogayen layuka;
• jan tef, lokacin da, saboda takarda ɗaya, dole ne ku yi tsawon yini kuma ku yi tafiya a cikin muguwar da'ira daga wannan ofishin zuwa wancan;
• kurakurai na farko na ma'aikatan da ba su da kwarewa.

Kyakkyawan ra'ayi akan lamunin mota daga Sberbank

Elena daga Saint Petersburg ya rubuta:

“Na yanke shawarar ci rancen mota. Na tuntubi Sberbank. Ma'aikatan ladabi sun gaya mani komai dalla-dalla. Na tattara duk takaddun kuma an amince da lamuni da sauri. Ta ba da gudummawar kashi 15 cikin 100 na farashi a dillalin mota, kusan dubu 650 ne (saboda haka mun kammala cewa Elena ta sayi motar kasafin kuɗi don 700-15.5 dubu). An yi alƙawarin ƙimar riba a XNUMX%, amma a zahiri ya ɗan ƙara kaɗan. Ina son komai, duk da ƙananan kurakurai. "

Menene rashin amfani - Elena bai rubuta ba, amma babban abu shine yarinyar ta gamsu.

Wani misali na amsa mai kyau daga wasu Casper daga Moscow:

“Na fada karkashin tsarin jihar na ba da lamunin mota, la’akari da tallafin da jihar ke bayarwa, rancen ya fito da kashi 9%. Na karbi lamuni a cikin 2013 kuma na biya shi da sauri. Babu korafe korafe kan bankin, jamb daya ce kawai - a reshen da aka hada ni da shi, sun yi gyare-gyare, saboda haka, da zarar na kasa saka kudi a asusun a kan lokaci, sai suka yi cajin kudi. Hukunci (amma watakila a wani reshe ko ta hanyar banki ta Intanet Ba za a iya saka kuɗi ba? Gabaɗaya, ya isa ga kowa, abin takaici ne cewa an riga an rufe irin wannan shirin na jiha.”

Akwai ƙarin irin waɗannan sake dubawa. Tabbas, ba mu sani ba ko waɗannan shaidu ne na gaske ko kuma wani mashawarci ya sanya su a ofishinsa don jawo hankalin mutane.

Ya fi ban sha'awa don karanta ra'ayoyi mara kyau game da lamunin mota daga Sberbank, saboda babu wanda ya biya su (watakila kawai masu fafatawa). Ƙari ga haka, wanda ya fusata da wani abu, ya kan zauna a kwamfutarsa ​​don ya gaya wa wasu matsalolinsa. Kuma wani ƙarin fasali na ra'ayi mara kyau shine mutane ba sa ɓoyewa a bayan sunayen laƙabi, amma suna nuna daidai bayanansu.

Ra'ayoyi mara kyau game da lamunin mota daga Sberbank

farce, Kazan:

“Mun bayar da rancen kudi dubu 280 a karkashin shirin jihar a shekarar 2011. A bisa yarjejeniyar an cire min kashi 7,5, sannan kashi 5,5 kuma jihar ta biya. Muka yi ta kokarin biyan makudan kudade domin mu biya da wuri, amma da aka sake kididdige ma’auni bayan shekara guda, sai ga shi har yanzu ba dubu 30 ba, sai 60. An amsa tambayoyinmu cewa shirin jihar. an soke shi kuma ba a rubuta kashi 7.5 ba, amma duk 13. Sa'an nan kuma ya bayyana cewa na sayi Lada Priora maras kyau a cikin tsarin asali ba don 330 dubu ba, tare da ƙarin biya, amma na 400? A wata kalma, ban gamsu da bankin ba, har ma da sabis ɗin. "

Wani yanayi mai ban sha'awa. Yarjejeniyar yawanci tana nuna cewa bankin zai iya canza sharuddan yarjejeniyar, amma kuma dole ne ya gargadi mai karbar bashi game da hakan domin ya yanke shawara. Idan muna rayuwa a cikin yanayin doka, inda doka ta fi kowa, to Nail zai iya zuwa kotu cikin sauƙi, sai dai idan, ba shakka, ya lalata wani abu.

Andrey Nikolaevich, St. Petersburg:

“Mun sami lamunin mota a 2010 a St. Petersburg, ko da yake mu kanmu muna zaune a Kirovsk. Ma'auratan sun shiga cikin biyan kuɗi, dole ne ta ci gaba da tafiya zuwa St. Petersburg don wannan. Mun yanke shawarar bude wani asusu a Kirovsk don biya, don kada mu yi la'akari da baya da baya. Bankin ya amince da haka, mun biya kanmu dubu 17 duk wata. Amma da zarar sun kira daga Moscow suka ce mun yi jinkiri. Na garzaya don gane shi - ya zama cewa wa'adin biyan bashin ya ƙare, dole ne a sabunta shi akan lokaci kuma mai karbar bashi ya bi wannan. Hukuncin ya yi kadan - dubu dari uku - amma abin kunya ne cewa bankin bai damu da ya gargade mu ba. Sakamakon shine gurbatacciyar labari. Don sabis - mara kyau.

A cikin batun daukaka kara, bankin zai fara bayyana cewa ya zama dole a sake karanta duk takardun a hankali, watakila suna da gaskiya, amma ba sa manta da aika SMS ko kira saboda basussuka, amma ba za su iya tunatar da ku ba. na ƙarewar wajibcin bashi.

Akwai kuma wasu da yawa da aka yi bitar da mutane suka fusata cewa ba a ba su rance ba, an cire wasu kudade daga asusun su, ba a biya su a kan lokaci ba, kuma saboda wannan an samu jinkiri, da dai sauransu. Sau da yawa kwastomomin da kansu ke da laifi, amma bankin zai iya sauraron duk waɗannan korafe-korafen kuma ya ɗauki matakai.

Ana lodawa…